In this pawn transaction a Pawnbroker may contract for and receive a pawn service charge (Finance Charge) of 25 percent of the Amount Financed for each 30-day period. Pawn transactions are based on the appraised value of the item presented. For example, a pawn transaction has an item appraised at $100 and has a maturity date of 30 days from the transaction date requires the repayment of the loan plus 25% or $25 in fees for a total repayment of $125. APR is 304.2%.